Privacy Policy

PLEASE READ THIS POLICY CAREFULLY TO UNDERSTAND HOW WE TREAT YOUR PERSONAL INFORMATION AND YOUR CHOICES AND RIGHTS. IF YOU DO NOT AGREE WITH THE TERMS AND CONDITIONS OF THIS POLICY, YOU SHOULD NOT ACCESS OR USE THE SITE.

THE SITE IS INTENDED FOR USERS LOCATED IN THE UNITED STATES, AND IT IS NOT INTENDED FOR USERS LOCATED IN OTHER COUNTRIES, INCLUDING THE EUROPEAN UNION AND THE EUROPEAN ECONOMIC AREA.

Introduction

StewCo, Inc., a Delaware corporation d/b/a Steward (also referred to herein as “we,” “us,” and “our”) is committed to protecting your privacy and ensuring that your use of our website, www.withsteward.com (the “Site”), is secure. We also believe in transparency, and we are committed to informing you about how we treat the data we collect and process. This Policy covers our treatment of the personal information that we collect when you use the Site. This Policy is incorporated into our Terms of Use, and therefore governs your use of the Site. By using the Site, you accept the terms of this Privacy Policy. If you have questions or concerns about the Policy, please contact Customer Service at support@withsteward.com.

What Information Do We Collect?

We collect the following information for the purposes described in the “How Do We Use and Share Your Information?” section of this Policy.

Contact Information

When you visit our Site, request our services, or contact us, we may collect or receive your name, email address, mailing address, and telephone number.

Payment Information

If you purchase services from us, our payment processing vendor will receive your credit card information (credit card number, name on card, expiration date, and cvv) and your billing address. We do not receive or store payment information, but we will receive information about your order. You must be at least 18 years old to place an order via the Site. Credit card numbers are used only for payment processing and are not used for any other purpose.

Account Information

When you create an account, you will create a username and a password and select the services you want to purchase. We will associate your Contact Information and Payment Information with your Account Information.

Beneficiary and Will Information

In preparing your will, you may provide us with demographic information (age, gender, marital status, number of children), financial information (bank accounts, assets, real property holdings), and other information that you choose to provide. We will also ask you about your living wills and advanced directives, including information about who may have health care decision making authority. You may share your preferences regarding the type of care you want to receive.

You may also provide us information about your friends, family, and loved ones, including their contact information, birth dates, and relationships to you. We may collect information about these individuals as necessary to provide the services, such as to ask you to indicate individuals who have been given power-of-attorney authority. We only use this information for the purpose of administering our services for our customers, and we do not use such information for any other reason. Please only share other individuals’ information with us if you have their permission.

Communications, Feedback, Support, and Inquiries

If you contact us, in addition to your Contact Information, we will receive the subject matter of your message and any comments, content, or other information that you choose to provide.

Cookies and Similar Technologies

The Site uses cookies and similar technologies. Please see the “Cookies and Similar Technologies” section of this Policy for more information.

Usage Data

When you use the Site, we automatically collect information from your browser or device, which includes the date and time of access, your location, your Internet Protocol (IP) address or unique device identifier, your device type, your operating system, your browser type, and information what pages you visit.

Cookies and Similar Technologies

First and Third-Party Cookies

A “cookie” is a small file created by a web server that can be stored on your device (if you allow) for use either during a particular browsing session (a “session” cookie) or a future browsing session (a “persistent” or “permanent” cookie). “Session” cookies are temporarily stored on your hard drive and only last until they expire at the end of your browsing session. “Persistent” or “permanent” cookies remain stored on your hard drive until they expire or are deleted by you. Local stored objects (or “flash” cookies) are used to collect and store information about your preferences and navigation to, from, and on a website. First-party cookies are set by the website you’re visiting, and they can only be read by that site. Third-party cookies are set by a party other than that website.

Other Similar Technologies

In addition to cookies, there are other automatic data collection technologies, such as Internet tags, web beacons (clear gifs, pixel tags, and single-pixel gifs), and navigational data collection (log files, server logs, etc.) that can be used to collect data as users navigate through and interact with a website:

- Web beacons: These are tiny graphics (sometimes called “clear GIFs” or “web pixels”) with unique identifiers that are used to understand browsing activity. In contrast to cookies, which are stored on a user’s device, web beacons are rendered invisible on web pages when you open a page.

- Social Widgets: These are buttons or icons provided by third-party social media platforms that allow you to interact with social media services when you view a webpage. These social widgets may collect browsing data, which may be received by the third party that provided the widget and are controlled by third parties.

- UTM Codes: These are strings that can appear in a URL (the “Uniform Resource Locator,” which is typically the http or https address entered to go to a webpage) when you move from one web page or website to another. The string can represent information about browsing, such as which advertisement, page, or publisher sent the user to the receiving website.

What Cookies and Similar Technologies Are in Use and Why Do We Use Them?

We use standard cookie features, including first-party and third-party cookies and similar technologies, for purposes such as improving Site functionality, measuring and tracking how users interact with the Site, performing analytics, tracking ad-driven activity on the Site, and otherwise tailoring our communications with you. We use third-party providers, including Google Analytics, and employ internally developed cookies and tracking codes. Similar technologies may also be used to analyze trends, administer the Site, track users’ movements around the Site, and gather demographic information about our user base in the aggregate.

The following table describes the categories of cookies we use on the Site:

Strictly Necessary / Functional

Required for the Site and application to operate, including session management, authentication, and saving your document progress. These cannot be disabled without preventing the application from functioning.

Duration: Session or Persistent

Party: First-Party

Analytics

Used to understand how visitors find and interact with the Site, including through Google Analytics. These cookies collect aggregate, pseudonymized data about page visits and user behavior.

Duration: Persistent

Party: Third-Party (Google)

Advertising / Targeting

Used to serve relevant advertisements and measure the effectiveness of our advertising campaigns, including through Google Ads and Meta Pixel (Facebook/Instagram). These cookies track activity across websites to deliver personalized advertising and may involve sharing data with third-party advertising partners. These cookies are optional and subject to your opt-out rights under applicable state law.

Duration: Persistent

Party: Third-Party (Google, Meta)

Preference

Used to remember your settings and preferences, such as language or cookie consent choices, to improve your experience across visits.

Duration: Persistent

Party: First-Party

Session Recording

If active, these cookies support tools that record anonymized user sessions to help us improve site usability and identify technical issues. Session recordings do not capture personal information entered into document fields. These cookies are optional.

Duration: Session

Party: Third-Party

We honor Global Privacy Control (“GPC”) signals as an opt-out of advertising and tracking cookies on the marketing site. No advertising or tracking cookies are active within the document creation application.

End of Table

Cookies and Similar Technologies Continued

For example, we use Google Analytics to collect and process statistical data about the number of people using the Site and to better understand how they find and use the Site. The data collected includes data related to your device/browser, your IP address, and on-site activities to measure and report statistics about user interactions on the Site. The information stored in the cookie is reduced to a random identifier. Any data collected is used in accordance with this Policy and Google’s privacy policy. You may learn more about Google Analytics by visiting [https://www.google.com/policies/privacy/partners/](https://www.google.com/policies/privacy/partners/) and [https://support.google.com/analytics/answer/6004245](https://support.google.com/analytics/answer/6004245). You can learn more about Google’s restrictions on data use by visiting the Google Privacy Policy at: [https://www.google.com/policies/privacy](https://www.google.com/policies/privacy). To opt-out of Google Analytics, visit [https://tools.google.com/dlpage/gaoptout](https://tools.google.com/dlpage/gaoptout) and install the opt-out browser add-on feature. For more details, visit the “Google Analytics opt-out browser add-on” page (located at [https://support.google.com/analytics/answer/181881?hl=en)](https://support.google.com/analytics/answer/181881?hl=en)).

We also partner with third party ad networks, such as Google Adwords, to provide you targeted advertising based upon your interests and your activities on this and other Internet sites. Google’s marketing technologies allow us to track user activity on the Site and to serve personalized advertisements. Your browser is assigned a pseudonymous ID used to track the ads that have been served to your browser and to identify those on which you’ve clicked. The cookies enable Google and its partners to select and display ads based on your browsing behavior. For more information on how Google uses this information, you can visit [https://policies.google.com/technologies/ads](https://policies.google.com/technologies/ads), [https://support.google.com/displayvideo/answer/7621162](https://support.google.com/displayvideo/answer/7621162), and [https://support.google.com/google-ads/answer/7548399?hl=en](https://support.google.com/google-ads/answer/7548399?hl=en). To block certain ads served by Google, please visit [https://support.google.com/ads/answer/2662922](https://support.google.com/ads/answer/2662922). Google’s Privacy Policy is available at: [https://www.google.com/policies/privacy](https://www.google.com/policies/privacy). You may opt-out of targeted ads with Google by visiting: [https://www.google.com/settings/ads/anonymous](https://www.google.com/settings/ads/anonymous).

We also use Meta Pixel, a tracking technology provided by Meta Platforms, Inc. (“Meta”), to measure the effectiveness of our advertising on Meta’s platforms, including Facebook and Instagram, and to serve targeted advertisements to users based on their interactions with our Site. Meta Pixel may collect information about your device, browser, and activity on our Site and share it with Meta in accordance with Meta’s Data Policy. For more information about how Meta uses this information, please visit [https://www.facebook.com/privacy/policy/](https://www.facebook.com/privacy/policy/). To opt out of Meta’s use of your information for targeted advertising, visit your Meta Ad Preferences at [https://www.facebook.com/adpreferences/ad_settings](https://www.facebook.com/adpreferences/ad_settings).

Other Third-Party Technologies

Some third parties may use automated data collection technologies to collect information about you when you browse the Internet. The information they collect about your online browsing activities over time and across different websites and other online services may be associated with your personal information and used to provide you with targeted content. We do not control these third parties’ technologies or how they may be used. If you have any questions about targeted content, you should contact the responsible party directly or consult their privacy policies.

Choices About Cookies

Most web browsers are set by default to accept cookies. If you do not wish to receive cookies, you may choose to not allow certain cookies via the cookies consent banner or you may set your browser to refuse all or some types of cookies or to alert you when cookies are being sent by website tracking technologies and advertising. You may adjust your browser settings to opt out of accepting a “persistent” cookie and to only accept “session” cookies, but you will need to log in each time you want to enjoy the full functionality of the Site.

Please be aware that, if you decline the use of cookies, you may not have access to the full benefits of the Site. In addition, adjusting the cookie settings on the Site may not fully delete all of the cookies that have already been created. To delete them, visit your web browser settings after you have changed your cookie settings on the Site. Additional information is provided below about how to disable cookies or manage the cookie settings for some of the leading web browsers:

Google Chrome: [https://support.google.com/chrome/answer/95647?hl=en](https://support.google.com/chrome/answer/95647?hl=en)

Firefox: [https://support.mozilla.org/en-US/kb/enable-and-disable-cookies-website-preferences](https://support.mozilla.org/en-US/kb/enable-and-disable-cookies-website-preferences)

Internet Explorer / Microsoft Edge: [https://support.microsoft.com/en-us/microsoft-edge/manage-cookies](https://support.microsoft.com/en-us/microsoft-edge/manage-cookies)

Safari: [https://support.apple.com/guide/safari/manage-cookies-and-website-data-sfri11471/mac](https://support.apple.com/guide/safari/manage-cookies-and-website-data-sfri11471/mac) and [https://support.apple.com/en-us/HT201265](https://support.apple.com/en-us/HT201265)

For more information on how to modify your browser settings to block or filter cookies, visit [http://www.aboutcookies.org/](http://www.aboutcookies.org/). You may learn more about internet advertising practices and related consumer resources at [http://www.aboutads.info/consumers/](http://www.aboutads.info/consumers/) and [http://www.networkadvertising.org/choices](http://www.networkadvertising.org/choices).

How Do We Use and Share Your Information?

Special Treatment of Sensitive Personal Information. Certain information you provide through the Site — including health care preferences, medical directives, and financial account details — may constitute sensitive personal information under applicable state privacy laws. We process this information only as necessary to provide the services you have requested and to generate your estate planning documents. We do not sell sensitive personal information, use it for targeted advertising, or share it with third parties except as necessary to deliver our services or as required by law. By using our document preparation services and entering sensitive personal information into the Site, you consent to our collection and use of that information as described in this Policy.

How do we use the information described in this Policy? Except as otherwise noted above for Beneficiary and Will Information, we may, to the extent permitted by applicable law, use the information described above in order to:

- Operate and improve our business, services, and the Site;

- Provide you with services, products, content, customer service, and functionality;

- Honor our terms of service and contracts;

- Manage our relationship with you;

- Process and complete payments and other transactions;

- Improve our products and services and develop new products and services;

- Maintain our databases and back-ups, including records of our communications with you;

- Ensure the privacy and security of our Site and services;

- Detect fraud and prevent loss;

- Support and improve the Site, including evaluations of functionality and features;

- Improve our customer service;

- Communicate with you and respond to your feedback, requests, questions, or inquiries;

- Promote our products and services;

- Contact you about other products and services;

- Improve our marketing efforts, including by providing more tailored advertising;

- Administer a contest, promotion, or survey;

- Assess the success of our marketing and advertising campaigns;

- Analyze use of the Site and our services and prepare aggregate traffic information;

- Recognize your device and remember your preferences and interactions;

- Provide you with a more personal and interactive experience on the Site;

- Determine and track user interests, trends, needs, and preferences;

- Facilitate corporate mergers, acquisitions, reorganizations, dissolutions, or other transfers;

- Obtain and maintain insurance coverage, manage risks, and obtain professional advice;

- Accomplish any other purpose related to and/or ancillary to any of the purposes and uses described in this Policy for which your information was provided to us;

- Accomplish another purpose described to you when you provide the information, for which you have consented, or for which we have a legal basis under law;

- Comply with federal, state, or local laws;

- Comply with a civil, criminal, or regulatory inquiry, investigation, subpoena, order, or summons by federal, state, or local authorities;

- Cooperate with law enforcement agencies;

- Exercise or defend legal rights or claims; and

- Create, use, retain, or disclose de-identified or aggregated data.

How do we disclose or share the information described in this Policy? Where permitted by applicable law, we may share the information described above in the following contexts:

Document Access — Named Representatives, Guardians, and Agents

When you designate a named individual as a Representative, Guardian, or Agent in your estate planning documents, you may choose to grant that individual access to view specific completed documents through the Site. When you elect to share access, Steward will send an invitation to that individual on your behalf. The invitation will include your name so the recipient understands that you have directed us to contact them. The invited individual will be prompted to create a free Steward account. Once their account is established, they will only be able to view the specific documents you have selected to share with them — and only those documents. For example, an individual named solely as a Health Care Agent will be able to view your Advance Directive but will not be able to view your Last Will and Testament or any other document not expressly shared by you. You control all sharing permissions and may modify or revoke access at any time. We do not share any document content with named individuals without your affirmative election to do so.

Corporate Affiliates

We may share your information with our affiliates in the normal course of business or with our corporate subsidiaries and related entities and with their respective officers, directors, employees, and agents.

Acquisitions and Similar Transactions

We may disclose your information in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our company assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding.

Third-Party Referrals — User-Initiated and Consent-Gated

At various points in the platform, you may be offered the opportunity to connect with third-party service providers, including life insurance providers, financial advisors, and similar professionals. We will never share your personal information with these third parties without your express, affirmative consent. Each sharing opportunity is presented with a specific, plain-language disclosure identifying: (1) the name of the third party; (2) exactly what information will be shared; and (3) the purpose for which it will be shared. No data is transmitted until you click “Accept.” Each consent is independent — consenting to share data with one provider does not constitute consent to share with any other. The specific information shared depends on the provider type. For life insurance referrals, we share your name, email address, age, and family size. For financial advisor referrals to advisors who are not already your advisor of record, we share your name, city and state, and email address. We do not sell your personal information. We do not share your estate planning documents, health care directives, or financial account details with any third-party service provider. Steward may have commercial arrangements with certain referral partners, which may include revenue sharing, referral fees, or other compensation. The existence of any such commercial relationship does not affect what information is shared, how it is used, or your right to decline. Any commercial relationship with a referral partner will be identified in the disclosure presented to you at the point of consent.

Nonprofit Charitable Gifting

If you elect to designate a charitable gift to a nonprofit organization in your estate plan, you may choose to notify that organization of your intended gift. If you elect to share your gift, we will disclose to the nonprofit the nature and amount of your intended gift. You have the option to remain anonymous, in which case we will share gift details with the nonprofit but will not disclose your identity. If you are accessing Steward through a nonprofit partner — for example, as a member or donor of that organization — your pre-existing relationship with that nonprofit is separate from any sharing that occurs through Steward, and we will not share your Steward activity with that nonprofit without your affirmative consent at the time of sharing.

Institutional and Referral Partners — Operational Data Only

Where Steward has a relationship with an institutional partner — such as a financial institution, employer, benefits administrator, or nonprofit organization — that refers users to our platform or offers Steward as a member or employee benefit, we may share limited operational data with that partner solely to administer the program. Such data is limited to participation status and document completion confirmation and does not include the content of your estate planning documents, your health care preferences, your financial account information, or any other personal information beyond what is necessary to confirm your participation in the program. This sharing is governed by written agreements with each partner requiring them to protect your information and prohibiting use for any purpose other than program administration. Not all partner relationships described here are currently active.

Legal Obligations and Rights (Subpoenas, Court Orders, and Warrants)

We may disclose information in response to subpoenas, warrants, court orders or other legal process, or to comply with relevant laws. We may also share information in order to establish or exercise our legal rights or claims; to defend against a legal claim; and to investigate, prevent, or take action regarding possible illegal activities, suspected fraud, safety of person or property, or a violation of our contracts.

Service Providers

We may share information with our service providers that need access to information to provide operational or other support services on our behalf. Among other things, service providers help us to administer the Site; support our provision of services requested by you; provide technical support; send communications to you; and assist with other legitimate purposes permitted by law.

Professional Advisors

We may share your information with our insurers and other professional advisors, including attorneys and accountants, that need access to your information to provide operational or other support services on our behalf.

Deidentified or Aggregated Data

We may disclose aggregated information or de-identified information about our users that does not identify any specific individual, such as groupings of demographic data or customer preferences. This information does not identify you specifically nor allow you to be contacted, but it does identify certain criteria about you and our Site's users in the aggregate and in general (for example, we may inform third parties about the number of users; number of unique visitors; and the pages most frequently browsed).

Testimonials

We display personal testimonials of satisfied customers. These testimonials will not be displayed without your explicit consent. If you have given us such consent but you wish to update or delete your testimonial, you can contact us at support@withsteward.com.

No sales of Personal Information

We do not sell your personal information in exchange for monetary compensation. We may use advertising technologies, including the Meta Pixel and Google Ads, that may constitute “sharing” of personal information under applicable state privacy laws. You may opt out of this sharing at any time using the “Do Not Sell or Share My Personal Information” link in our Site footer or through your cookie preferences.

How Long Do We Store and Use Your Information?

We retain and use your information for as long as is necessary to fulfill the purposes for which it was collected, to comply with our business requirements and legal obligations, to resolve disputes, to protect our assets, to provide our services, and to enforce our agreements.

Estate planning documents you create through the Site — including your Will, Advance Directive, and Power of Attorney — are retained in your account for as long as your account remains active, so that you may access, update, and share them at any time. If you submit a verified request to delete your account and personal information, we will purge your estate planning documents and associated personal data from our active systems within the timeframe required by applicable law (no later than 45 days for California residents and within the applicable period for residents of other states with deletion rights). Deletion of your account will also revoke any document access previously granted to named Representatives, Guardians, or Agents. Please note that deleted data may persist temporarily in encrypted backup systems before being fully purged; we will not use data in backups for any active processing purpose during that period.

We may delete your information if we believe it is incomplete, inaccurate, or that our continued storage of it is contrary to our objectives or legal obligations. When we delete data, it will be removed from our active servers and databases, but it may remain in our archives when it is not practical or possible to delete it.

To the extent permitted by law, we may retain and use anonymous, de-identified, or aggregated information for performance reporting, benchmarking, and analytic purposes and for product and service improvement.

How Do We Protect Your Information?

We have put security measures in place to protect the personal information that you share with us from being accidentally lost, used, altered, disclosed, or accessed in an unauthorized manner. From time to time, we review our security procedures to consider appropriate new technologies and methods.

While our security measures seek to protect the personal information in our possession, no security system is perfect, and no data transmission is 100% secure. As a result, while we strive to protect your information, we cannot guarantee or warrant the security of any information transmitted to or from the Site. Your use of the Site is at your own risk. We cannot guarantee that your data will remain secure in all circumstances.

If a data breach compromises your personal information, we will notify you and any applicable regulator when we are required to do so by applicable law.

Your Rights and Choices Regarding Personal Information

Please use the “Contact Us” details provided at the end of this Policy to exercise your rights and choices under this Policy. We honor such requests when we are required to do so under applicable law.

Email Opt-Out. We will send you promotional emails and newsletters from time to time if you have opted in to receive such emails. You may opt-out of these communications by using the “unsubscribe” link and following the unsubscribe instructions, or by emailing us at support@withsteward.com and providing your name and email address so that we may identify you in the opt-out process. Once we receive your instruction, we will promptly take corrective action.

Accuracy and Updating Your Information. Our goal is to keep your information accurate, current, and complete. If any of the information you have provided to us changes, please let us know via the “Contact Us” details at the end of this Policy. For instance, if your email address changes, you may wish to let us know so that we can communicate with you. If you become aware of inaccurate personal information about you, you may want to update your information. We are not responsible for any losses arising from any inaccurate, inauthentic, deficient or incomplete personal data that you provide to us.

Complaints. If you believe your rights relating to your personal information have been violated, please contact us via the “Contact Us” details provided at the end of this Policy.

California Residents. If you are a California resident, you have certain rights under the California Consumer Privacy Act as amended by the California Privacy Rights Act (collectively, “CCPA/CPRA”), including: the right to know what personal information we collect and how it is used and shared; the right to request deletion of your personal information; the right to correct inaccurate personal information; the right to opt out of the sale or sharing of your personal information; the right to limit the use of sensitive personal information; and the right to non-discrimination for exercising any of these rights. Under California Civil Code Section 1798.83, California residents may also request information once per year about personal information shared with third parties for their direct marketing purposes. To submit a request under the CCPA/CPRA, or to opt out of the sale or sharing of your personal information, please contact us at support@withsteward.com or use the “Do Not Sell or Share My Personal Information” link available in the footer of our Site. We will respond to verified requests within 45 days as required by law. If your browser or device sends a Global Privacy Control (“GPC”) signal, we will honor it as a valid opt-out of the sale and sharing of your personal information for targeted advertising. For more information about California privacy rights, visit the California Privacy Protection Agency at [https://cppa.ca.gov](https://cppa.ca.gov).

Do Not Sell or Share My Personal Information. You have the right to opt out of the sale or sharing of your personal information for targeted advertising purposes. We do not sell personal information in exchange for monetary compensation. However, our use of advertising cookies and the Meta Pixel may constitute “sharing” of personal information under the CCPA/CPRA and similar state laws. To opt out of this sharing, you may: (1) use the “Do Not Sell or Share My Personal Information” link in our Site footer; (2) use the cookie preference controls in the cookie banner or footer link on our Site; or (3) configure your browser or device to send a Global Privacy Control (“GPC”) signal, which we will honor automatically. Residents of Colorado, Connecticut, Texas, Oregon, and other states with applicable privacy laws may exercise similar opt-out rights using these same mechanisms.

Nevada Residents. You may submit a verified request to us at support@withsteward.com to request that we not make any sale (as defined under Nevada law) of any covered information (as defined under Nevada law) that we have collected or will collect about you. Please provide your name and contact information in your request. We will respond to your request in accordance with Nevada law.

Virginia Residents. If you are a Virginia resident, you may have certain rights under the Virginia Consumer Data Protection Act (“VCDPA”), including the right to access personal data we have collected about you, the right to correct inaccurate personal data, the right to request deletion of personal data, the right to obtain a copy of personal data you previously provided to us in a portable format, and the right to opt out of the processing of personal data for purposes of targeted advertising or profiling in furtherance of decisions that produce legal or similarly significant effects. To submit a request to exercise any of these rights, please contact us using the “Contact Us” details provided at the end of this Policy. We will respond to your request in accordance with the VCDPA. If we decline to act upon your request, you may appeal our decision by contacting us at support@withsteward.com. If your appeal is denied, you may contact the Virginia Attorney General at [https://www.oag.state.va.us](https://www.oag.state.va.us).

Colorado Residents. If you are a Colorado resident, you may have certain rights under the Colorado Privacy Act (“CPA”), including the right to access personal data we have collected about you, the right to correct inaccurate personal data, the right to request deletion of personal data, the right to obtain a copy of personal data you previously provided to us in a portable format, and the right to opt out of the processing of personal data for purposes of targeted advertising, the sale of personal data, or profiling in furtherance of decisions that produce legal or similarly significant effects. To submit a request to exercise any of these rights, please contact us using the “Contact Us” details provided at the end of this Policy. If your browser or device sends a Global Privacy Control (“GPC”) signal, we will honor it as an opt-out of targeted advertising and sale of personal data, to the extent required by applicable law. If we decline to act upon your request, you may appeal our decision by contacting us at support@withsteward.com. If your appeal is denied, you may contact the Colorado Attorney General at [https://coag.gov](https://coag.gov).

Connecticut Residents. If you are a Connecticut resident, you may have certain rights under the Connecticut Data Privacy Act (“CTDPA”), including the right to access personal data we have collected about you, the right to correct inaccurate personal data, the right to request deletion of personal data, the right to obtain a copy of personal data you previously provided to us in a portable format, and the right to opt out of the processing of personal data for purposes of targeted advertising, the sale of personal data, or profiling in furtherance of decisions that produce legal or similarly significant effects. To submit a request to exercise any of these rights, please contact us using the “Contact Us” details provided at the end of this Policy. If your browser or device sends a Global Privacy Control (“GPC”) signal, we will honor it as an opt-out of targeted advertising and sale of personal data, to the extent required by applicable law. If we decline to act upon your request, you may appeal our decision by contacting us at support@withsteward.com. If your appeal is denied, you may contact the Connecticut Attorney General at [https://portal.ct.gov/ag](https://portal.ct.gov/ag).

Texas Residents. If you are a Texas resident, you may have certain rights under the Texas Data Privacy and Security Act (“TDPSA”), including the right to access personal data we have collected about you, the right to correct inaccurate personal data, the right to request deletion of personal data, the right to obtain a copy of personal data you previously provided to us in a portable format, and the right to opt out of the processing of personal data for purposes of targeted advertising, the sale of personal data, or profiling in furtherance of decisions that produce legal or similarly significant effects. To submit a request to exercise any of these rights, please contact us using the “Contact Us” details provided at the end of this Policy. If your browser or device sends a Global Privacy Control (“GPC”) signal, we will honor it to the extent required by applicable law. If we decline to act upon your request, you may appeal our decision by contacting us at support@withsteward.com.

Oregon Residents. If you are an Oregon resident, you may have certain rights under the Oregon Consumer Privacy Act (“OCPA”), including the right to access personal data we have collected about you, the right to correct inaccurate personal data, the right to request deletion of personal data, the right to obtain a copy of personal data you previously provided to us in a portable format, and the right to opt out of the processing of personal data for purposes of targeted advertising, the sale of personal data, or profiling in furtherance of decisions that produce legal or similarly significant effects. To submit a request to exercise any of these rights, please contact us using the “Contact Us” details provided at the end of this Policy. We will respond to your request in accordance with the OCPA.

Montana, Iowa, Indiana, Tennessee, Delaware, Maryland, Minnesota, Nebraska, New Hampshire, New Jersey, and Other State Residents. Additional states have enacted consumer data privacy laws that may provide you with certain rights regarding your personal data, including rights to access, correct, delete, or obtain a copy of your personal data, and to opt out of certain processing activities. To the extent such laws apply to our processing of your personal data, we will honor those rights and respond to requests in accordance with applicable law. To submit a request, please contact us using the “Contact Us” details provided at the end of this Policy.

Third-Party Sites and Services

This Policy only applies to the Site, and it does not apply to any third-party websites or applications.

The Site may contain links to, and media or other content from, third parties. These links are to external resources and third parties that have their own privacy policies. Because of the dynamic media capabilities of the Site, it may not be clear to you which links are to external, third-party resources. If you click on an embedded third-party link, you will be redirected away from the Site to the external third-party website. You can check the URL to confirm that you have left the Site.

We cannot and do not (1) guarantee the adequacy of the privacy or security practices employed by or the content and media provided by any third parties or their websites, (2) control third parties’ independent collection or use or your information, or (3) endorse any third-party information, products, services or websites that may be reached through embedded links on the Site.

Any information provided by you or automatically collected from you by a third party will be governed by that party’s privacy policy and terms of use. If you are unsure whether a website is controlled, affiliated, or managed by us, you should review the privacy policy and practices applicable to each linked website.

Automated Processing and Artificial Intelligence

Steward uses artificial intelligence (“AI”) tools and automated processing in certain features of our platform, including our family planning and organizational framework tools (the “Steward Family Framework”). When AI-assisted features generate content, suggestions, or recommendations for you — such as values statements, legacy letters, family mission frameworks, or other planning outputs — you will be presented with that content for your review before it is saved or used. No AI-generated content is applied to your estate planning documents or used to make decisions about your legal documents without your explicit approval.

We do not use AI or automated decision-making in the creation of your Will, Advance Directive, or Power of Attorney documents. The legal document templates used in our document preparation services are attorney-developed and static; AI does not generate, modify, or determine the content of your legal documents.

To the extent we use automated processing in connection with your use of the Steward Family Framework or other non-legal features, such processing is subject to your review and approval before any output is finalized or retained. You may decline to use AI-assisted features without affecting your ability to complete your estate planning documents.

Children’s Online Privacy Protection Act

The Children’s Online Privacy Protection Act (“COPPA”), as well as other data privacy regulations, restrict the collection, use, or disclosure of personal information from and about children on the Internet. Our Site and services are intended for users who are 18 years of age or older. No one under the age of 18 may access, browse, register for an account, or use any feature of the Site, including accepting an invitation to view shared documents as a named Representative, Guardian, or Agent. If you are under 18, please do not use or provide any information on the Site. We do not knowingly collect personal information from individuals under the age of 18. If we learn that we have collected or received personal information from an individual under the age of 18, we will take steps to stop collecting that information and delete it. If you believe we might have any information from or about an individual under the age of 18, please contact us via the “Contact Us” details provided at the end of this Policy.

For more information about COPPA, please visit the Federal Trade Commission's website at: [https://www.ftc.gov/enforcement/rules/rulemaking-regulatory-reform-proceedings/childrens-online-privacy-protection-rule](https://www.ftc.gov/enforcement/rules/rulemaking-regulatory-reform-proceedings/childrens-online-privacy-protection-rule).

Updates and Changes to This Policy

We may update, add to, change, or modify this Policy to reflect any changes to how we treat your information or in response to changes in law. Should this Policy change, we will post all changes to this Policy on this page. Any such changes, updates, or modifications will be effective immediately upon posting. The date on which this Policy was last modified is identified at the beginning of this Policy.

You are expected to, and you acknowledge and agree that it is your responsibility to, carefully review this Policy prior to using the Site, and from time to time, so that you are aware of any changes. Your continued use of the Site after the “Last Updated” date will constitute your acceptance of and agreement to such changes and to our collection and sharing of your information according to the terms of the then-current Policy. If you do not agree with this Policy and our practices, you should not use the Site.

Contact Us

For more information, or if you have any questions or concerns regarding this Policy, you may contact us using the information below, and we will do our best to assist you. Please note, if your communication is sensitive, you may wish to contact us by postal mail or telephone.

In Writing: StewCo, Inc. , 1390 District Ln, Unit 309, Chattanooga, TN 37406-1958

By Email: support@withsteward.com

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